Trust Bank, DBS/POSB, PayLah!, PayNow and your everyday bank cards land in Cova the moment you spend — no bank login, no statements to upload. You forward one email, and that's the whole setup.
In Singapore, the official banking rail only shares month-end balances — never your day-to-day transactions. So trackers usually work one of two ways: you hand over your internet-banking password to connect, or you upload your statements yourself. Both leave gaps, especially around Trust Bank, PayLah! and the newer banks and e-wallets where so much everyday spending happens. Cova takes a different route — it reads the alert your bank already sends you the moment you pay. Automatically, with no bank login and nothing to upload.
No connected accounts, no waiting for a sync that breaks. You forward an email and Cova gets to work.
Trust Bank, DBS/POSB, PayLah!, PayNow and your everyday cards — captured from the alerts your bank already sends, including the ones no aggregator covers.
A transaction shows up in Cova seconds after you tap your card — categorised, converted, done. No monthly statement to download, no typing it in later.
You forward an email — that's the whole integration. Cova never sees your inbox, and never asks for your banking password.
Coming from Spendee, Money Lover or a spreadsheet? Import it in one step — and Cova spots duplicates so nothing double-counts.
Spent in IDR or USD? Converted automatically. Add anything else by typing a line, speaking it, or snapping a receipt.
Your spending by category and by month, in one clear overview. Search it, drill into any category, and export to CSV, Excel or PDF any time.
A one-time Gmail rule sends your bank's transaction alerts to your own private Cova address. It takes a few minutes and we walk you through every step.
Each alert becomes a categorised transaction — merchant, amount, currency — automatically. Anything unusual, Cova's AI reads for you and flags for a quick check.
One clear picture of your spending, by category and over time. No spreadsheets, no monthly admin, nothing left to enter by hand.
Cova is paid from day one on purpose — so the only people it ever answers to are the people using it, never a bank paying to reach you.
Why paid, and why that's the point. Most free trackers eventually make money by steering you toward financial products. Charging a fair price is what keeps Cova on your side: your data is never sold, and you can export everything, any time.
Join the waitlist and we'll email you when Cova opens up — with the founder's price locked in.