Trust Bank, PayLah!, DBS and your everyday cards land in Cova the second you tap — already categorised, with no bank login and no spreadsheets. Forward one email, and you're done.
Singapore's official banking rail only shares month-end balances — never your day-to-day spending. So other trackers make you hand over your internet-banking password, or upload statements by hand — and still miss Trust Bank, PayLah! and the newer banks and wallets where you actually spend. Cova reads the alert your bank already sends the moment you pay. Automatically. No login, nothing to upload.
No connected accounts, no waiting for a sync that breaks. You forward an email and Cova gets to work.
Trust Bank, DBS/POSB, PayLah!, PayNow and your everyday cards — captured from the alerts your bank already sends, including the ones no aggregator covers.
A transaction shows up in Cova seconds after you tap your card — categorised, converted, done. No monthly statement to download, no typing it in later.
You forward an email — that's the whole integration. Cova never sees your inbox, and never asks for your banking password.
Coming from Spendee, Money Lover or a spreadsheet? Import it in one step — and Cova spots duplicates so nothing double-counts.
Spent in IDR or USD? Cova converts it automatically at the day's rate. And you can add anything by hand in seconds — type a quick line or snap a receipt, and Cova reads it into the right category.
Your spending by category and by month, in one clear overview. Search it, drill into any category, and export to CSV, Excel or PDF any time.
A one-time Gmail rule sends your bank's transaction alerts to your own private Cova address. It takes a few minutes and we walk you through every step.
Each alert becomes a categorised transaction — merchant, amount, currency — automatically. Anything unusual, Cova's AI reads for you and flags for a quick check.
One clear picture of your spending, by category and over time. No spreadsheets, no monthly admin, nothing left to enter by hand.
Cova is paid from day one on purpose — so the only people it ever answers to are the people using it, never a bank paying to reach you.
Why paid, and why that's the point. Most free trackers eventually make money by steering you toward financial products. Charging a fair price is what keeps Cova on your side: your data is never sold, and you can export everything, any time.
Join the waitlist and we'll email you the moment Cova opens — with your founder's rate locked in for as long as you stay.